Other administrative nightmares

Yesterday's post made me think of other administrative issues that are irksome, not the least of which is a problem I'm having getting life insurance. I actually didn't think it would be an issue but it seems that they found a prescription in my name somewhere and then got some information from my doctor's office and for a mysterious reason have denied my application. Because of HIPAA they won't tell me what the issue is - which is weird because I thought HIPAA protected me from unauthorized people knowing about my business. I did, in fact, sign a waiver that gave the insurance company access to my medical records, but I did not think that there would be an issue.

So now I'm finding it necessary to go to my therapist and my doctor and have them write letters to the insurance company stating that I am not a life insurance risk. I can only guess that I'm being denied because I'm trans, but since there's nothing else on my records it really can't be anything else. If the letters don't work, then I'm going to have to get a lawyer, which costs money. I'd really rather not have to go there. But I don't really have a choice - I would like to be insured so that my wife and child get something if I am not around anymore to help support them. 

I would like to be more angry about this than I am and wonder if I'm not playing magical denial games in my head. Right now, I'm just annoyed that I have to spend energy on this when I'm feeling so tapped with everything else going on. Maybe it is because all of the other things are so big. Perhaps I'm inured to administrative headaches and/or discrimination. I would like to think that it is because I have a positive outlook and am content with knowing that I'll take care of it one step at a time. 

I'm starting to wonder if there's ever going to be a time when I don't have to deal with these issues, but I guess it would have to be when people like me aren't seen as freaks of nature, or worse. Some nights I'm just so tired of it all - I feel like my life is one big workaround. Resiliency is a great gift but I think I can be grateful and still want a vacation from it all. 

I didn't get to feel the baby kick today. Maybe tomorrow. It always makes me smile.